It’s never too early to plan for the future. In fact, the earlier you plan, the better—with more earning and saving years left, you can make sure you are striking the right balance between enjoying life today and investing for the future. Additionally, as your career or family situations change, so do your financial priorities. We help you prepare for unexpected life events by developing sensible insurance and estate plans so that you and your loved ones are adequately protected. Together we will develop smart, tax-efficient, debt management and investment plans for important goals like college tuition, a vacation home and a comfortable retirement.
At this stage, the focus begins to shift toward financial independence from work. We will evaluate your financial situation and determine what needs to be done to achieve the retirement lifestyle you desire. We also analyze your existing insurance, estate and investment plans to ensure they are consistent with your expectations and goals. We will guide you through the important decisions you need to make before leaving the workforce including those surrounding anticipated expenses, Social Security, health care, and employer retirement plans.
Whether you choose to continue working or have transitioned to full-time leisure, your financial situation has likely undergone a fundamental change from saving and accumulating assets to spending them. This shift often warrants a different investment plan. Determining an appropriate portfolio strategy for this phase to ensure that you don’t exhaust your savings is critical, and can be complicated. We will build a plan that considers your retirement lifestyle objectives, existing financial capital, future income sources, expected future returns, financial risk profile and life expectancy.
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Serving Massachusetts clients North of Boston, on the Northshore, in the Merrimack Valley, and Essex County.
2 Elm Square
Andover, MA 01810
Phone: (978) 475-2533
Crane Brook Office Park
150A Andover Street
Danvers, MA 01923
Phone: (978) 475-2533
Serving Florida clients in Naples, Bonita Springs, Estero and Fort Myers.
999 Vanderbilt Beach Road
Naples, FL 34108
Phone: (239) 963-7566